Former Wall St. Banker Suggests Global Debt May Not be Owned by Humans

SourceWaking Times

by Lucas Dare, September 21st 2016

Is the world economy a closed system or an open system? In other words, are the world’s financial elite conducting transactions with off-planet entities, enslaving the human race to unseen actors?

The world’s people are held in perpetual bondage to the fiat currency money masters who have saddled us with absolutely insurmountable debt obligations which are mathematically impossible to repay. At present, the CIA estimates the total global debt to be nearing $90 trillion.

Related Debt Contesting Essentials – Contract, Consent and Conditional Acceptance | Unsecured Debt Can Be Terminated

“In 2013, according to the CIA’s World Factbook, the GWP totalled approximately US $87.25 trillion in terms of purchasing power parity (PPP), and around US $74.31 trillion in nominal terms.” [Source]

The gross world product, the nominal value of planetary human endeavor per year, was recently estimated at $78 trillion, meaning nearly an entire year of the productivity of every man, woman and child on planet earth, some 7.4 billion people, is owed to someone, but who exactly no one really knows for sure. How is this possible?

Related How and Why “The Money Masters” Took Control (Full Documentary)

As nations like Greece are forced into austerity and unnecessary hardship by private banks, it is becoming ever more clear to the people of the world that debt-based currency is being used to conquer nations and enslave free people. The fiat money scheme is so absurd, so detrimental to human progress, that any sane person has to wonder why the global debt cannot just be written off with a few key strokes, allowing the world’s economy to again thrive.

In fact it can be written off, as was implied by former Federal Reserve Chairman, Alan Greenspan.

“The United States can pay any debt it has because we can always print money to do that. So there is zero probability of default.” ~Alan Greenspan

In other words, the money, ie., the debt, is meaningless, only having value if governments around the world use law and the violence of authority to enforce their citizens into payment of these fraudulent obligations, which is indeed happening the world over.

“I thought about the core tools we EHMs (economic hit men) used in my day: false economics that included distorted financial analyses, inflated projections, and rigged accounting books; secrecy, deception, threats, bribes, and extortion; false promises that we never intended to honor; and enslavement through debt and fear. These same tools are used today.” ~John Perkins, The New Confessions of an Economic Hit Man

Related Fedcoin and E Dollar, Understanding: Interest, Usury, Devaluation and Quantitative Easing | Central Banks Announce Introduction of E Dollar

After years of investigative research into the trillions of dollars missing from the U.S. government, former Wall Street banker and former Assistant Secretary of Housing and Federal Housing Commissioner at the United States Department of Housing and Urban Development in the first Bush Administration, Catherine Austin Fitts has come to the conclusion that global debt may very well be owned by off-planet entities who operate planet earth as a real estate investment.

“Is earth an open or closed economy? I went to business school, I worked on Wall Street for eleven years, you know I’ve been involved in the economy my whole life and the whole time I was invited to assume that earth was a closed economy. So, if we issued debt, then other humans owned that debt. If we issued stock, other humans owned that stock. But if you look at all the economic experiences I’ve had over my whole life, in government, businesses, everything else, what I will tell you is, you know, if you ask me to describe the economic model on planet earth, I would say, ‘well planet earth is a real estate investment trust because we’re paying a dividend some place every year, and I don’t know where it’s going. It’s going into that question mark, on the planetary balance sheet.” [Source]

While she admits that she herself does not have the answer to this rather serious question, the fact that each year a major portion of the world’s productivity evaporates into thin air, with no accountability whatsoever, does indeed beg this question to be asked by any serious economist. Even the government accounting agencies responsible for tracking and recording our expenditures can do nothing to answer the question. The money simply vanishes, the debt grows exponentially, and no one can explain who exactly the beneficiary is.

“Let me bring it down to some of the important questions you have to ask if you ask the question,‘is this an open or closed economy.’ I got great statistics on who would issue debt, but for the life of me I couldn’t get great statistics on who owned it. I don’t know who owns it. I know they control. And they control through the debt because that’s how you control a company in invisible ways, by controlling through the debt. Who owns the debt? Is it humans, or is it somebody else?” ~Catherine Austin Fitts

We have a decent idea of who controls the world’s debt (the central banks, the IMF, and the private banking families), and we assume that these entities own this debt, but the cost to humanity is so great that something simply does not add up, unless the picture is broadened to include the possibility that earthlings are paying rent to other, as of yet undisclosed actors.

“Some people say that gold is the currency that will allow us to trade across planets, but for the life of me, I’ve spent many years trying to figure out what the gold inventory is on this planet, and I can’t do it. In 2011, somebody jammed the price of gold down, and then moved an unbelievable amount of inventory out of the single largest inventory in the overt economy for the GLD ETF.” ~Catherine Austin Fitts

Related RV/Gold Bait and Switch? – Secular Value vs Absolute Value – Hidden History of Gold

It’s almost as if someone bought the moon, she points out, yet there is absolutely no agency on our planet that can explain astronomically huge transactions like these nor bring accountability to the billions of people who are being subjugated by a slavish debt-currency system.

So who owns our debt? It is a practical and key question, given the impact the carrying of such tremendous amounts of debt has on the human condition, and how easy it could be to free ourselves and future generations from such unreasonable, criminal bondage by simply adjusting a few digits on a computer screen. The fact that this option is not on the table in any discussion at any level is itself telling.

Related Where Does Money Come From? – The Fraud of Bank Credit | Do you own a home? A car? Do you have a credit card or a student loan?

About the Author

Lucas Dare is a staff writer for Waking Times, where evolution and revolution unite, and for Offgrid Outpost.
Stillness in the Storm Editor’s note: Did you find a spelling error or grammar mistake? Do you think this article needs a correction or update? Or do you just have some feedback? Send us an email at sitsshow@gmail.comThank you for reading.


Every Icelander To Receive 30,000 ISK From Bank Sale

Photos by
Baldur Kristjáns

Published October 24, 2015

Minister of Finance Bjarni Benediktsson has promised that each Icelander will get a 30,000 ISK pay-out for the proposed Íslandsbanki bank sale.

Speaking to attendees of the national convention of the Independence Party, of which Bjarni is the chairperson, Kjarninn reports that he submitted the idea that 5% of Íslandsbanki’s shares be distributed to each and every Icelander. As the value of the bank is currently placed at 187 billion ISK, 5% would come out to about 9.3 billion ISK, or just under 30,000 ISK for each Icelander.

“I am saying that the government take some decided portion, 5%, and simply hand it over to the people of this country,” he told attendees.

As reported, Íslandsbanki’s creditors have proposed that ISB Holding ehf., which owns 95% of shares in Íslandsbanki hf., transfer their entire holding in Íslandsbanki to the State, which would then become full owner of the bank.

This would put two of Iceland’s banks under the ownership of the government, RÚV reports, and Guðlaugur Þór Þórðarson, the vice chairperson of the Budget Committee, told reporters he was not especially happy about the government owning the bank, but that he believes it may be a necessary step towards lifting capital controls.

Minister of Finance Bjarni Benediktsson is more positive about the idea, saying that it will likely bring more foreign capital into the country. Former Minister of Finance and current Left-Green MP Steingrímur J. Sigfússon was not quite as optimistic, telling listeners of radio station Rás 2 this morning that “we shouldn’t lose the banks to the hands of fools,” saying that Iceland should rather focus on “separating commercial banking from investment banking.”

Nothing exact has yet been set on when this 5% share in the bank – which, being owned by the State, effectively means it will be owned by the people – will be distributed or how.

The little case that threatened the entire Banking system.

Just FYI, this is what an actual coincidence looks like.

I want to tell you about a simple little case from an obscure little court, where the findings and verdict posed such a danger to the money power, that they tried to prevent the judge from even entering the verdict. He refused. One week later the judge had an “unfortunate” fishing accident and died.

As for the lawyer/individual who brought the case and won it to the jury? Well he was coincidentally disbarred. Oh and the case findings? they were “nullified” on procedural grounds because well, “that’s the law”. And now of course, any lawyer who attempts to cite the case, well, they too face sanctions and possible disbarment by the “licensing” system the government runs that “allows” them to operate in the “legal system” the government runs. Remember, it is all just “following the law”.  What, do you not “support law and order”? You probably hate kittens too then.

So what in the world could the case have stood for that made the system reacts so violently? Simple. It exposed the truth about the banking system in a simple and straightforward way that allowed anyone to understand the fraud that it is. 

And, just as importantly, it showed how the people could defend themselves. 

Chomsky quoteBefore I tell you about “The Credit River Case” I want to make sure you understand the legal issue.  In order to have a contract even the NSA admits you need the following.
At common law, the elements of a contract are offer, acceptance, intention to create legal relations, and consideration.

This just means the parties have to discuss terms, come to agreement on the terms and then we both have to be OBLIGATED to exchange something of value. The something of value is called “consideration” in the law. Here, from the same NSA link, is what they say about that.

Consideration is something of value given by a promissor to a promisee in exchange for something of value given by a promisee to a promissor. Typically, the thing of value is a payment, although it may be an act, or forbearance to act, when one is privileged to do so, such as an adult refraining from smoking. This thing of value or forbearance from some legal right is considered to be a legal detriment. In the exchange of legal detriments, a bargain is created.

It's so beautiful isn't it?  Here is another legally binding contract where it is difficult to determine whether the "consideration" was valid.

So not only do we have to agree to the exchange, but you have to each exchange something of value that is considered a “legal detriment”. It must be real. If you pay me with counterfeit money, well, the contract “fails for lack of consideration”, in legal terminology. You “gave me” something that “was not real and not what we discussed” so I didn’t get the “benefit of the bargain”  That is really all contract law is, a formal discussion of agreements between people.

So now with that legal understanding, let’s look at the  “Credit River Case”.  I encourage you to go look at all of the paperwork yourself if you are interested.

The case is straightforward.  The Bank/Plaintiff was trying to foreclose, and the property owner/Defendant was defending the action claiming that there was no valid consideration given by the bank under the contract because it simply created the “money” that it “gave” by making a bookkeeping entry. Here is how the court described it.

Lawrence V. Morgan was the only witness called for Plaintiff (Bank)  and Defendant testified as the only witness in his own behalf.   Plaintiff brought this as a Common Law action for the recovery of the possession …by foreclosure of a Note and Mortgage Deed….

Defendant appeared and answered that the Plaintiff created the money and credit upon its own books by bookkeeping entry as the consideration for the Note and Mortgage of May 8, 1964 and alleged failure of the consideration for the Mortgage Deed and alleged that the Sheriff’s sale passed no title to plaintiff.

The issues tried to the Jury were whether there was a lawful consideration and whether Defendant had waived his rights to complain about the consideration having paid on the Note for almost 3 years.

Mr. Morgan (the Bank’s only witness) admitted that all of the money or credit which was used as a consideration was created upon their books, that this was standard banking practice exercised by their bank in combination with the Federal Reserve Bank of Minneapolis, another private Bank, further that he knew of no United States Statute or Law that gave the Plaintiff the authority to do this.

"Owned", hmmm, exactly how did they buy that again?

So a straightforward simple case with very straightforward allegations.  The case was tried to a jury.  They found against the bank.  Basically finding that the bank WAS NOT ENTITLED TO POSSESSION because it hadn’t given ANY CONSIDERATION when it made the mortgage!!  

Here is the short memorandum opinion that the court entered into the record with the order after the trial.  The order the powers that be did everything they could to prevent the judge from entering.

The issues in this case were simple. There was no material dispute of the facts for the Jury to resolve.
Plaintiff admitted that it, in combination with the Federal Reserve Bank of Minneapolis, which are for all practical purposes, because of their interlocking activity and practices, and both being Banking Institutions Incorporated under the Laws of the United States, are in the Law to be treated as one and the same Bank, did create the entire $14,000.00 in money or credit upon its own books by bookkeeping entry. That this was the Consideration used to support the Note dated May 8, 1964 and the Mortgage of the same date. The money and credit first came into existence when they created it. Mr. Morgan admitted that no United States Law Statute existed which gave him the right to do this. A lawful consideration must exist and be tendered to support the Note. See Ansheuser-Busch Brewing Company v. Emma Mason, 44 Minn. 318, 46 N.W. 558. The Jury found that there was no consideration and I agree. Only God can create something of value out of nothing….

Plaintiff’s (Bank’s) act of creating credit is not authorized by the Constitution and Laws of the United States, is unconstitutional and void, and is not a lawful consideration in the eyes of the Law to support any thing or upon which any lawful right can be built….

Both parties were given complete liberty to submit any and all facts to the Jury, at least in so far as they saw fitNo complaint was made by Plaintiff that Plaintiff did not receive a fair trial. From the admissions made by Mr. Morgan the path of duty was direct and clear for the Jury.

Now that gives me an idea.

And that is the case and the opinion that quite literally set off a sh**storm.  Why? Because it very simply explained the fraud that is Banking.  And when given the undisputed facts, the jury had quite RIGHTLY found that there is no actual consideration given by the Bank because the bank just creates the money out of thin air. It doesn’t actually LEND MONEY IT HAS so the contract is not valid!

Do you see how dangerous this case is?  Under no circumstances can these ideas become known or discussed openly as anything even POSSIBLY legitimate.  It Had to be “erased” and found to be “kookery”.

Think of the implications otherwise.   A jury of regular people had been told the truth about what banks clearly do EVERYDAY and they saw that it is nothing but fraud. Nobody has agreed to allow banks to create money out of thin air.  The mortgages and other loans the bank’s make do not have any actual consideration!

Most people in the country assume that when someone borrows money from a bank that the bank is actually lending you some of the money that it has on deposit. But that is just not true under the fractional reserve system we have.  And if people understood this undeniable fact, as Henry Ford said, there would be a revolution overnight.  And so those in charge make sure nobody does find out.

The process by which money is created is so simple the mind is repelled.”—John Kenneth Galbraith

The law quite literally gives a protected class of private individuals, “central bankers”, (and their facilitators) the right to create money out of thin air, and then to “lend out” the made up money and collect interest on it.  You have to work. They do not.

An honest thief, Josiah Stamp

“The bankers own the earth. Take it away from them, but leave them the power to create money, and with the flick of the pen they will create enough deposits to buy it back again. However, take away from them the power to create money and all the great fortunes like mine will disappear and they ought to disappear, for this would be a happier and better world to live in. But, if you wish to remain the slaves of bankers and pay the cost of your own slavery, let them continue to create money.” — Josiah Stamp Former Director of the Bank of England

The poor soon to be dead judge in this case clearly was a man of principle.  He believed the big lie he had been told about our country and the founding documents and our supposed “freedom”.  He believed the system was what he had been taught.  He was sadly mistaken and apparently paid for that mistake with his life in the form of a fishing accident.

The modern banker plying his craft.

There are two basic types of control systems. Overt systems,  meaning openly with force or threats, and covert systems, enforced, by way of disguise or in secret. In an OVERT system of control, the people CAN SEE the force used to keep them down, like in North Korea.  Therefore they KNOW that the legal system is rigged against them.  In a covert system the people are tricked into imagining they are in control and that therefore the legal system is “fair”. That is the key difference.

Our system is a covert system.  Therefore the ENTIRE system relies upon the people believing that they are in charge of the system, that the system works for them and that it is fair.

One of the most difficult concepts for people to grasp and accept is that the legal system is not there to dispense justice. It is there to control you under the GUISE that it is there to dispense justice.

The only obstacle that any covert system faces, such as ours, is making sure the people don’t find out  the TRUTH about the system.  Like the truth that this case exposes. And that is why so much time and money is spent brainwashing people very early on in government schools under government curriculum about justice and liberty and pledges of allegiance, etc. etc. And that is why the media tells us nonstop about how just and wonderful a country we have our whole lives.

So now that you see the reality of the system, let’s recap what happened in this case.  The BANK filed the case in the court. The BANK looked to the Court to take the property.  The bank did not complain it didn’t get a fair trial.  The bank did not complain it was not allowed to put on its evidence. The evidence used by the jury was the BANK’S own witness’ admissions.  The facts of this case were not in dispute! 

And what was the result of all this after the jury found against the bank?  The bank ended up winning “later” on procedural grounds after the judge ended up dead, and the lawyer ended up disbarred.   Do you see the real system yet?

I don't whether to laugh or cry when I see people who are so deluded. They actually think that they have to WAIT for 9 guys and gals to GIVE them their RIGHTS.

What more does it take for you to see that the Constitution prevents NOTHING!  It is not part of the solution, it is part of the problem.  Continuously talking about “getting back to it” and “enforcing it” and “its principles and limitations” just drains off energy that could be used to create REAL change.

If the constitution or the system actually did anything that people imagine, then outcomes like THIS could never happen. And if they did, the people would know about them and those responsible would have been brought to justice.  But none of THAT ACTUALLY happened because that is not what the system ACTUALLY does.

The system is there to control you, but its success depends entirely on you never finding this fact out.

I can’t take anymore freedom today.  Plus there are the limitations of space. There is a lot more to the case that happened afterwards. If you want to find out about it, I wrote about that here.  Because I am done for today. 

I hope you learned something. Take care my brainwashed Brethren.  Live in the light and tell someone the truth about the law.

Simon Black – JP Morgan private banker: “We can’t make money anymore…”

Reblogged from


July 1, 2015

Yesterday over coffee, a friend of mine leaked the news that JP Morgan’s private banking division here in Singapore is going to start charging negative interest rates.

I almost fell out of my chair.

He’s a successful hedge fund manager and one of their best customers. So when he received the notice, he rang up his private banker and demanded to know why.

Between ridiculously low interest rates (banks are closing loans here for 0.9% or lower) and the increasing costs of compliance, “we can’t make money anymore…” was the response.

It certainly paints a clear picture of how screwed up the entire financial system is.

Compliance is a major component in this. Bankers around the world are buried up to their eyeballs in paperwork and regulations now.

They can’t make a move or approve a single transaction without first doing anti-money laundering, terrorist financing, and tax evasion due diligence.

Imagine it like this: your banker rings you up tomorrow and says,

“The government of China requires us to have all of our depositors fill out this paperwork. So I need you to send this form back to me ASAP…”

You’d probably think it was a joke.

Or at a minimum think, “Wait, what? I’m not Chinese. You’re not a Chinese bank. Who cares about some stupid Chinese regulation?”

And you’d be right.

Except that’s precisely what the United States is doing right now.

All over the world, bankers are contacting their customers and forcing them to fill out paperwork to comply with idiotic US government regulations. Even when there’s no connection to the US.

Here in Singapore, the bankers are completely miserable about it.

They’re so angry for having to call customers and say, “Yes I know you’re in India, and I know we’re in Singapore, and I know you’ve been a customer for 10 years. But you still have to fill out this US government form or else we’ll close your account.”

It’s ridiculous– all of this because the US government is bankrupt.

A few years ago they passed the Foreign Account Tax Compliance Act (FATCA)– a major part of their crusade to stamp out tax evasion and bring in more tax revenue.

FATCA is now in full force. Banks all over the world have been forced to enter into information sharing agreements with the IRS, meaning that they have to report on all of their customers and force them to fill out meaningless forms.

Needless to say, this costs a lot of money.

If you own a business, you can just imagine how frustrating and expensive it would be to have your employees toil away on senseless paperwork instead of… you know, doing real business.

The US government tells us that all of these disclosure programs have brought in about $6.5 billion in tax revenue.

Yet the costs of compliance are estimated to cost at least $8 billion, with some estimates over 10x higher.

Now that’s a neat trick. Uncle Sam gets the money and passes off the costs to everyone else.

And those who don’t comply with America’s rules are destroyed.

The most blatant example of this was last year, when a French bank was fined $9 billion for doing business with countries that Uncle Sam didn’t like.

Bear in mind, this was a French bank, not an American bank.

They violated no French laws. Yet they had to pay the US government $9 billion for doing business with places like Cuba.

(Ironically, Cuba is now BFFs with the United States, but it’s not like the bank is going to get a refund.)

More recently, the US government destroyed an Andorran bank that was accused of weak anti-money laundering controls.

And a few years ago they took down the oldest private bank in Switzerland.

Every bank in the world has seen these incidents, and they’re scared. They could be next.

And that’s why you can’t get a single financial transaction done anymore without first submitting a mountain of paperwork to prove that you’re not a terrorist. Or financing terrorists. Or laundering money. Or doing business with the Axis of Evil.

Even outside of banking it has become utterly ridiculous.

A friend of mine here runs one of the largest bullion depositories in Singapore; he wanted to buy some raw gold and have it made into bars, so he contacted a refiner.

The refiner said, “Sure no problem. I just need you to send us some compliance documentation before we get started.”

Then he sent a list of no fewer than 22 items that he needed to submit– copies of licenses, passports, certificates, etc.

22 items. Just to have a refiner make some gold bars. Ridiculous.

So obviously they’re not going to waste their time. Which means there’s some business that could have been done, but won’t, simply because of the compliance costs.

The US government has really screwed the world on this. Paperwork is the priority. Not business.

And all because America is bankrupt.

This trip to Singapore has been very eye-opening for me as I’m just now starting to understand how much people within the financial system despise the US government.

They feel like they’re being forced at gunpoint to be volunteer spies and tax collectors, simply because US politicians have been financially irresponsible.

And to me, it’s the biggest sign yet that America’s financial dominance is coming to an end. They’ve essentially engineered it themselves by alienating the whole world.

The transition isn’t going to be smooth. And it won’t happen overnight. But there will come a time, and likely soon, when the United States gets displaced.

And the rest of the world can hardly wait.

Until tomorrow,
Simon Black

BRICS starts examining SWIFT alternative

Link submitted by Andre Hodge @, mahalo!

From left: Russian President Vladimir Putin, Indian Prime Minister Narendra Modi, President of Brazil Dilma Rousseff, Chinese President Xi Jinping and the President of South Africa Jacob Zuma during a meeting with the heads of state and government of the BRICS member countries (RIA Novosti/Alexei Druzhinin)

The BRICS members have kicked off consultations on an alternative to the global SWIFT system that processes about 1.8 billion financial messages annually, said Russian Deputy Foreign Minister Sergey Ryabkov.

The BRICS system for the transmission of financial information is expected to protect the member countries from any possible disruptions, and provide better security.

“The finance ministers and executives of the BRICS central banks are negotiating … setting up payment systems and moving on to settlements in national currencies. SWIFT or not, in any case we’re talking about … a transnational multilateral payment system that would provide greater independence, would create a definite guarantee for[BRICS – ed.]countries on risks associated with arbitrary decisions …made by countries that have current payment systems under their jurisdiction,”Russian Deputy Foreign Minister Sergey Ryabkov told RIA in an interview published Wednesday.

Ryabkov’s interview comes prior to the July BRICS summit in the Russian city of Ufa.

The summit will see the launch of projects expected to solidify the group’s ever growing role on the world political stage. Among them are the $100 billion BRICS New Development Bank (NDB), targeted to compliment the World Bank and bankroll the group’s infrastructure projects, and a currency pool worth another $100 billion, expected to protect BRICS from exchange rate volatility.

Russia has recently joinedChina’s Asian Infrastructure Investment Bank (AIIB), aimed at funding infrastructure projects in the Asia-Pacific region that is not expected to compete with the NDB, but complement it, said Ryabkov.

Those who state the contrary are trying to pit BRICS nations against each other, he added.

“The United States and, perhaps, the European Union cannot but feel jealous about such initiatives. They see them as a reflection of the processes leading to an objective reduction of the weight of the founding fathers of the Bretton Woods system in the global financial and economic architecture,” said Ryabkov, adding that the criticism will only intensify when the bank is officially launched.

A number of countries, mainly in Asia, Latin America and Africa, have expressed interest in the activities of the NDB, said the minister.

Awesome Power Is On the Verge of Being Handed Over to Private Banks If TPP Passes How does fast track really work? By Ellen Brown

Link submitted by Andre @, nice find…mahalo!

By Ellen Brown / Web of Debt blog June 15, 2015

Photo Credit: Svetlana Kuznetsova

In March 2014, the Bank of England let the cat out of the bag: money is just an IOU, and the banks are rolling in it. So wrote David Graeber in The Guardian the same month, referring to a BOE paper called “Money Creation in the Modern Economy.” The paper stated outright that most common assumptions of how banking works are simply wrong. The result, said Graeber, was to throw the entire theoretical basis for austerity out of the window.

The revelation may have done more than that. The entire basis for maintaining our private extractive banking monopoly may have been thrown out the window. And that could help explain the desperate rush to “fast track” not only the Trans-Pacific Partnership (TPP) and the Trans-Atlantic Trade and Investment Partnership (TTIP), but the Trade in Services Agreement (TiSA). TiSA would nip attempts to implement public banking and other monetary reforms in the bud.

The Banking Game Exposed

The BOE report confirmed what money reformers have been saying for decades: that banks do not act simply as intermediaries, taking in the deposits of “savers” and lending them to borrowers, keeping the spread in interest rates. Rather, banks actually create deposits when they make loans. The BOE report said that private banks now create 97 percent of the British money supply. The US money supply is created in the same way.

Graeber underscored the dramatic implications:

. . . [M]oney is really just an IOU. The role of the central bank is to preside over a legal order that effectively grants banks the exclusive right to create IOUs of a certain kind, ones that the government will recognise as legal tender by its willingness to accept them in payment of taxes. There’s really no limit on how much banks could create, provided they can find someone willing to borrow it.

Politically, said Graeber, revealing these facts is taking an enormous risk:

Just consider what might happen if mortgage holders realised the money the bank lent them is not, really, the life savings of some thrifty pensioner, but something the bank just whisked into existence through its possession of a magic wand which we, the public, handed over to it.

If money is just an IOU, why are we delivering the exclusive power to create it to an unelected, unaccountable, non-transparent private banking monopoly? Why are we buying into the notion that the government is broke – that it must sell off public assets and slash public services in order to pay off its debts? The government could pay its debts in the same way private banks pay them, simply with accounting entries on its books. What will happen when a critical mass of the populace realizes that we’ve been vassals of a parasitic banking system based on a fraud – that we the people could be creating money as credit ourselves, through publicly-owned banks that returned the profits to the people?

Henry Ford predicted that a monetary revolution would follow. There might even be a move to nationalize the whole banking system and turn it into a public utility.

It is not hard to predict that the international bankers and related big-money interests, anticipating this move, would counter with legislation that locked the current system in place, so that there was no way to return money and banking to the service of the people – even if the current private model ended in disaster, as many pundits also predict.

And that is precisely the effect of the Trade in Services Agreement (TiSA), which was slipped into the “fast track” legislation now before Congress. It is also the effect of the bail-in policies currently being railroaded into law in the Eurozone, and of the suspicious “war on cash” seen globally; but those developments will be the subject of another article.

TiSA Exposed
On June 3, 2015, WikiLeaks released 17 key documents related to TiSA, which is considered perhaps the most important of the three deals being negotiated for “fast track” trade authority. The documents were supposed to remain classified for five years after being signed, displaying a level of secrecy that outstrips even the TPP’s four-year classification.

TiSA involves 51 countries, including every advanced economy except the BRICS (Brazil, Russia, India, China, and South Africa). The deal would liberalize global trade in services covering close to 80% of the US economy, including financial services, healthcare, education, engineering, telecommunications, and many more. It would restrict how governments can manage their public laws, and it could dismantle and privatize state-owned enterprises, turning those services over to the private sector.

Recall the secret plan devised by Wall Street and U.S. Treasury officials in the 1990s to open banking to the lucrative derivatives business. To pull this off required the relaxation of banking regulations not just in the US but globally, so that money would not flee to nations with safer banking laws. The vehicle used was the Financial Services Agreement concluded under the auspices of the World Trade Organization’s General Agreement on Trade in Services (GATS). The plan worked, and most countries were roped into this “liberalization” of their banking rules. The upshot was that the 2008 credit crisis took down not just the US economy but economies globally.

TiSA picks up where the Financial Services Agreement left off, opening yet more doors for private banks and other commercial service industries, and slamming doors on governments that might consider opening their private banking sectors to public ownership.

Blocking the Trend Toward “Remunicipalization”

In a report from Public Services International called “TISA versus Public Services: The Trade in Services Agreement and the Corporate Agenda,” Scott Sinclair and Hadrian Mertins-Kirkwood note that the already formidable challenges to safeguarding public services under GATS will be greatly exasperated by TiSA, which blocks the emerging trend to return privatized services to the public sector. Communities worldwide are reevaluating the privatization approach and “re-municipalizing” these services, following negative experiences with profit-driven models. These reversals typically occur at the municipal level, but they can also occur at the national level.

One cited example is water remunicipalization in Argentina, Canada, France, Tanzania and Malaysia, where an increasing frustration with broken promises, service cutoffs to the poor, and a lack of integrated planning by private water companies led to a public takeover of the service.

Another example is the remunicipalization of electrical services in Germany. Hundreds of German municipalities have remunicipalized private electricity providers or have created new public energy utilities, following dissatisfaction with private providers’ inflated prices and poor record in shifting to renewable energy. Remunicipalization has brought electricity prices down. Other sectors involved in remunicipalization projects include public transit, waste management, and housing.

Sinclair and Mertins-Kirkwood observe:

The TISA would limit and may even prohibit remunicipalization because it would prevent governments from creating or reestablishing public monopolies or similarly “uncompetitive” forms of service delivery. . . .

Like GATS Article XVI, the TISA would prohibit public monopolies and exclusive service suppliers in fully committed sectors, even on a regional or local level. Of particular concern for remunicipalization projects are the proposed “standstill” and “ratchet” provisions in TISA. The standstill clause would lock in current levels of services liberalization in each country, effectively banning any moves from a market-based to a state-based provision of public services. This clause . . . would prohibit the creation of public monopolies in sectors that are currently open to private sector competition.

Similarly, the ratchet clause would automatically lock in any future actions taken to liberalize services in a given country. . . . [I]f a government did decide to privatize a public service, that government would be unable to return to a public model at a later date.

That means we can forget about turning banking and credit services into public utilities. TiSA is a one-way street. Industries once privatized remain privatized.

The disturbing revelations concerning TiSA are yet another reason to try to block these secretive trade agreements. For more information and to get involved, visit: Flush the TPP, The Citizens Trade Campaign, Public Citizen’s Global Trade Watch or Eyes on Trade.

Ellen Brown is an attorney, chairman of the Public Banking Institute, and author of 12 books. In her latest book, The Public Bank Solution, she explores successful public banking models historically and globally. She is currently running for California State Treasurer on a state bank platform.



Mr. E.O. shared this one, and it’s another one of those whopper-doozies during a week of financial whopper-doozies, and it invites my usual high-octane speculation:

Texas Senate Passes Bill to Establish Bullion Depository, Help Facilitate Transactions in Gold and Silver

For those living outside the United States, you may be unaware that there is a quiet, but growing, revolt of states where such measures are being passed in state legislatures, measures or resolutions bucking Federal pressure, ranging the whole spectrum from resolutions in favor of “constitutional money,” i.e., bullion coinage and not Federal reserve notes, to other more obtuse measures, such as measures against miliarization of local law enforcement, and so on.

In the Texas case, the bill and its intentions are clear, and the measure of its passage, a significant indicator:

“A bill taking a step towards gold and silver as commonly-used legal tender in Texas passed in the state Senate today by an overwhelming 29-2 vote.

“Introduced by State Rep. Giovanni Capriglione (R- Southlake) and four co-sponsors on Feb. 12, House Bill 483 (HB483) would create a state bullion depository. It reads, in part:

(a) The Texas Bullion Depository is established as an agency of this state in the office of the comptroller.
(b) The depository is established to serve as the custodian, guardian, and administrator of certain bullion and specie that may be transferred to or otherwise acquired by this state or an agency, a political subdivision, or another instrumentality of this state.

“What the bill essentially does is create a means for transactions to occur in precious metals. It allows people  to open an account and deposit their precious metals in the state depository. They could then use the electronic system to make payments to any other business or person who also holds an account.

“This opening of the market is considered by many insiders to be the most important first step towards bringing sound money to mainstream acceptance.

“’The key is to make it so people can use gold and silver instead of fiat paper money,” said Michael Boldin of the Tenth Amendment Center. “A bill like this won’t nullify the Fed on its own, but it is an important step forward in that direction.’”

One would be mistaken, in my opinion, to read this story and view it simply from the perspective of continued state revolt against the Federal government. There may be much larger factors now in play that are influencing the thinking in Austin. First, let’s note that texas become the first major state economy within the Union to pass such a measure in its upper house. Other states, mostly in the upper plains, have passed simialr measures, but only as resoutions and not with the establishment of actual state agencies. The exception, of course, has been North Dakota, with its state bank. In effect, the Texas measure establishes a similar bank.

So now for the high octane speculation: why might Texas be doing this? why are they thinking in Austin, and why are they not thinking in Sacramento, Tallahassee, or Albany? One answer is that Texas might be looking at the global buying spree in gold and other bullions being carried on by Russia, India, and especially China, and anticipating a worst case scenario and acting accordingly, and prudently. It is maneuvering itself into a position to be able to continue dometic trade internal to the state, and internationally, should a worst case scenario occur. But there may be an even deeper reason, and that is, Texas is also home to many of the USA’s defense industries, and, one can only assume, many black projects, and as the public financial system continues to become increasingly transparent, and increasingly shaky, it becomes essential to that black world to have opaque finances, and… well… digital just doesn’t do it.

We can formulate that idea as Farrell’s First Law of Black Projects Finance: Black projects require black financing, and black financing must always, by the nature of the case, be analogue, and not digital, and dependent on the actual movement of physical media of exchange. And the Second Law: Cashless society and the black projects world don’t mix. There’s more, but that will have to wait future publications…

See you on the flip side…

Shanghai: China, Russia and Brazil want to set up their own ‘world’ bank, Brics to open alternatives to World Bank, IMF


Shanghai: China, Russia and Brazil want to set up their own ‘world’ bank (Photo: stuck_in_customs)

By Valentina Pop


BRUSSELS – Brazil, Russia, India, China, and South Africa (the so-called Brics) are to establish alternatives to the World Bank and the International Monetary Fund, which they find too biased towards Europe and the US.

The “New Development Bank” to rival the World Bank will be launched at a Brics summit in the Brazilian city of Fortaleza next week, with all agreed except where to put the main headquarters, Russian finance minister Anton Siluanov said Wednesday (9 July).

The two options currently being considered are Shanghai or New Delhi, Siluanov said. Russia didn’t push to get the bank in Moscow, but will seek management posts instead, he said.

The project will see each of the Brics contribute €1.4 billion to the bank’s funds over the next seven years, with the bank’s maximum capital set at €73 billion. The bank will fund mainly infrastructure projects.

Other countries that want to join will be able to do so once the new bank opens for lending, in 2016, the minister added.

It will be a small rival to the €163 billion-strong World Bank, but it marks the departure of a US and Europe-dominated international financial system.

Siluanov also confirmed plans for a separate Brics project: an alternative to the International Monetary Fund (IMF).

This would be set up as a joint contingency pool between the five Brics countries to the tune of €73 billion.

“We have reached an agreement that, in the current conditions of capital volatility, it is important for our countries to have this buffer a so-called “mini-IMF” – a financial organisation which could quickly react to capital outflow, providing liquidity in hard currency, in particular in US dollars,” Siluanov said.

The pool will become available in 2015 and will see each of the Brics countries putting in as much of a proportion of the total capital as it would be allowed to withdraw, except for China (the largest donor) and South Africa (the smallest), which will be allowed to withdraw half and double their contributions, respectively.

Brics nations have grown increasingly frustrated at the priorities of the IMF, particularly during the euro-crisis, where a disproportionate amount of the fund’s money went to bailouts in southern Europe.


Bank Of America Has A Message For Its European Depositors: “We May Charge You” ~ ZeroHedge

Tyler Durden's picture

Because Mario Draghi wasn’t joking about that whole NIRP thing. And yes, negative deposit rates mean just that.

As the letter says, don’t worry: Bank of America has an extensive team of “liquidity and investment management solutions” experts who will gladly advise you to rotate your money out of deposits and into financial stocks, preferably that of BAC itself.

Ed. Note: When the mighty fall, they take everyone down with them to cushion the landing. Filing this under “Capitalism run amok”…lmao!

Game changer: Swiss banks ditch secrecy


Published time: October 16, 2013 13:51

AFP Photo / Fabrice Coffrini

AFP Photo / Fabrice Coffrini

Switzerland, the world’s largest offshore wealth center, worth an estimated $2.2 trillion in assets, has signed an agreement to share financial information with nearly 60 other countries, which could completely change the country’s financial landscape.


The country has made a giant leap towards banking transparency after it signed a convention with the Organization for Economic Cooperation and Development (OECD) agreeing to exchange data with 60 member countries.

Switzerland already has bilateral tax collection agreements with the UK and Austria, but the move to chip away another layer of the country’s infamous banking secrecy was prompted by international pressure from the US, Germany, and France,

The tax agreement, called the Multilateral Convention on Mutual Administrative Assistance on Tax Matters came into force in 2010, and includes all G20 states, and most European states. The convention requires participants to pool tax collection information, and includes automatic exchanges, in some cases.

Under the convention, the Swiss government can call on large private banks like UBS AG, Julius Baer, and Credit Suisse Group AG to turn over confidential information to international tax watchdogs.

The crackdown on the tight-lipped policy could cost the Swiss business, as the new policy may be a turn-off for foreign banks. At the beginning of 2012, 145 foreign banks had offices in Switzerland, and as of May 2013, 16 had left, according to data from the Association of Foreign Banks in Switzerland.

Between 2008 and 2012, foreign bank assets decreased by $921 billion, as tax evasion eroded and clients withdrew money.


A man walks in front of the entrance of the UBS headquarters in Zurich. (AFP Photo / Fabrice Coffrini)

A man walks in front of the entrance of the UBS headquarters in Zurich. (AFP Photo / Fabrice Coffrini)

The chairman of the Swiss Bankers Association, Patrick Odier, has long been outspoken against the automatic exchange of client information, and doesn’t see it becoming a norm in the banking industry. Other politicians in favor of the changes, say the banks simply need to reinvent themselves.

“The signing of the convention confirms Switzerland’s commitment to the global fight against tax fraud,” Stefan Fluckiger, the Swiss ambassador to the OECD, said in a statement adding his country has been complying with international tax standards since 2009.

The Swiss Federal Council approved the convention on October 9, the first unilateral agreement for the nation that signals the state is prepared to play a larger role in upholding international tax rules.

Until recently, the Alpine tax haven refused steps towards banking transparency, and over the summer, the Swiss parliament struggled to pass a bill to change the banking legacy., but finally agreed to comply with the US Foreign Account Tax Compliance Act, a bilateral client information swap with the US.

Almost all bankers in Switzerland have grown up with bank secrecy, which was written into Swiss law in 1934 after French authorities arrested, and confiscated a client list from two Swiss bankers in Paris in 1932.

Hot topic

The global recession has led many governments, who had long turned a blind-eye to banking secrecy, to go after individuals and companies who avoiding taxes with secret Swiss bank accounts.

Offshore wealth, shrouded in secrecy and often untaxed, has reached $8.5 trillion, according to a Boston Consulting report.

Tax evasion was a hot topic over the summer both at the G8 conference in Northern Ireland and the G20 summit in St. Petersburg.

The US has had a long-standing tax-evasion dispute with Switzerland, and over the summer, threatened $10 billion in claims if they didn’t come clean with their banking secrecy.

In 2009, UBS, Switzerland’s biggest bank, admitted to helping 52,000 American clients avoid paying taxes. In January 2013, Switzerland’s oldest private bank, Wegelin & Co., said it would close down after pleading guilty to helping Americans hide more than $1.2 billion from the Internal Revenue Service (IRS).

Over a dozen Swiss banks are said to be under US investigation.

Kiri’s Deposits 15,000,000 of Value – Process Summary

This incredibly courageous woman needs all the love, light and protection we can send her way, what an inspiring story…please share freely, thank you!

From Brian Kellys blog:

Stillness In the Storm: Kiri’s Deposits 15,000,000 of Value – Process Summary
July 19, 2013
Much gratitude to Justin Deschamps and his new awesome blog, Stillness in the Storm, for putting out this great summary of Kiri’s trip down to TSB Bank to deposit her value. If you have not listened to this incredible interview, the link can be found here. Justin does a great job at laying down the main points to be considered, and highlighting why this development will be a HUGE success, whether or not they take the hold off the $15M deposit. This, ladies and gentlemen, will be looked back on as a very necessary and crucial step in paving the way to where this all is headed. Buckle up TSB because the skies are likely to BE a bit turbulent ahead! 🙂
Justin also published another great article, The race to Underwrite DOV’s (Declarations of Value) – Why Limitations of Value are Important, which I highly recommend taking a look at. 
UPDATE: If you want to let TSB Bank know you feel about this story make sure to let them know on Facebook!

Kiri from, New Zealand, has done what many who have been following the former OPPT for the past few months have been dreaming about:

She deposited 15,000,000 Units of her value into TSB Bank.

There is a lot to this story and before we hash out the details lets get a major update out of the way.

Kiri was arrested on July 18th 2013 for Fraud and Attempting to Obtain Pecuniary Advantage. She was released that day and has scheduled a Hearing on Tuesday July 23rd of next week. The term Pecuniary Advantage means:

financial advantage that is dishonestly obtained by deception and that constitutes a criminal offense

Obviously depositing ones value cannot in reality be a crime, and this is a huge mistake for the Powers that Were. They are revealing to the world there system is a fraud; specifically checks in this case. I can tell you I have personally researched our Justice system, the Court Process, how commerce functions from top down and its all deceptive on the side of the consumer; for more information this read Judge Dale’s eBook The Great American Adventure. To think they can charge Kiri with dishonestly obtaining value is totally with out logical or rational basis, as we will soon discover in the weeks ahead.

Kiri’s Process

Again, what I am about to outline was taken from the interview between Brian Kelly, Lisa Harrison, Bob Wright and Kiri. The following is meant to briefly detail the process for comprehension not to be used as a method of depositing one’s value.

(It is not clear as of yet what exact Documents Kiri used. We do have some of the Documents she used which can be found here)

• Step 1 – Kiri located an old check book from a closed bank account in her name.

• Step 2 – Kiri recorded these checks, which are negotiable instruments, as a security in the local UCC System using a Financing Statement and listing the checks as the negotiable instruments.

• Step 3 – Kiri sent letters, which were essentially, foreclosure flyers with a notice of intent to deposit value and a series of terms and conditions on how that deposit would work: 10% discount fee for the bank (this is a very good letter I encourage everyone to read it here). She also sent this information to the CEO’s and Ministers of the Governments in question with specific instructions it not be addressed by lower level employees. This is her PUBLIC NOTICE of INTENT. Kiri is acting under the new lawful landscape with full transparency and liability. At every stage she has made public her intent and actions.

• Step 4 – Kiri walked into her bank and asked the tellers for the email address and correspondence information of the CEO stating she had a deposit of high level importance that could not be handled by lower level employee’s. They informed Kiri that was not possible, but they would be able to deliver it for her if Kiri brought everything in.

• Step 5 – Kiri put together the documents, the negotiable instrument she filed on the UCC and handed it to the bank teller with a standard deposit slip made out with a cash value of $15,000,000.*

• Step 6 – The teller received her deposit and enters the value into her account and provides a deposit receipt. Kiri walks out of the bank and verifies the account balance at an ATM; everything checks out.

At this stage Kiri knows some reaction will occur, and it does.

A day after she makes the initial deposit her debit cards for the account get frozen. Kiri sends a notice to the Government about the deposit so they are made aware, and it just so happens at that very same time, her internet banking goes down. At this point Kiri is totally locked out of her Account. The value may be there still, updates pending in the weeks to come.

Kiri goes about her life and is pulled over by a police officer during her daily travels; they were probably sent to look for her. Kiri is charged with Fraud and Attempting to Obtain Pecuniary Advantage. During her incarceration she was coerced into signing release forms of some type which she did under duress and stated as much on the form itself. Kiri was also telling the public servants she encountered that her consent was NOT given for the proceedings at every stage of her interaction.

In a discussion on the night of July 18th 2013, related to Kiri’s arrest, Lisa Harrison reported that Heather Ann Tucci Jarraff stated something to the effect (paraphrasing) “to claim the use of her check was revealing is Fraud is to reveal the fraud of the system itself.”

*Dollar sign is purely representative of cash not actual FRN’s.

The Mistake

1. The PTW are claiming fraud and dishonestly, yet Kiri made Notice of her intent at every stage. The courts will, during discovery, be forced to pull all of that public evidence into the hearing which is going to detail all of the foreclosure flyer information and more importantly their violation of the 3 day right to rescind on contracts; provided under Contract Law and the UCC. The bank violated this right when they froze her accounts less then 24 hours.

2. According to a comment made by Bob Wright, the basis for charging Kiri with fraud is because she was using an instrument of fraud: a check from a closed bank account. Yet our signatures on Negotiable Instruments are “monetized” all the time; The Deceptive Acts and Practices of the System are revealed by these actions.

To deny this DOV by Kiri is to deny every loan made for the past 50 years and more. This is a very big mistake, and as always the universe provides players to play their part. In this case the former TSB Bank had offered their hand.

Heather is putting together documents to assist Kiri and this will be a “Correction for that mistake.” Heather is providing a:

Notice of Mistake
Declaration of Being
Declaration of Damage
Declaration of Value

I assume these documents will assist with Kiri, but also will help support future deposits of value or DOV’s.

OPPT & I-UV from A to Z


The One People Show July 1/2
This is video version of the audio interview aired last night on Lisa M. Harrison’s “The One People Show”.

The first set of documents are scheduled to be released the evening of July 2, 2013 during Lisa M. Harrison’s Collective Imagination Show.  The video says they were to be released last night (the interview was pre-recorded) but that wasn’t possible last night.
This is the initial release of documents, the process will become more refined over time as to how to implement the documents, so don’t freak out over banking concepts that are unfamilar to you as how to do this. We have lots of people who are very good at breaking down these processes into easily understandable language like what was done with the Courtesy Notices.  This will come in time. This is, after all, a people driven project.

The Collective Imagination Show July 2/3

A continuation of yesterdays show on the concepts behind accessing your value


Tuesday, 2 July 2013

OPPT & I UV from A to Z
By D. of Removing the Shackles

The One Peoples Radio Show last night played the recorded Interview we did with Heather yesterday morning, and that is available to listen to in the show archive, or the videos that I posted this morning.

As I said at the beginning of the interview, the article I wrote on Saturday, and now the interview itself, have gone viral across the internet. This has generated a new wave of listeners who are discovering The One Peoples Public Trust (OPPT) Uniform Commercial Code (UCC) filings and the I UV documents for the very first time.  Some of these people have no knowledge of the background that leads up to these filings, nor the reason WHY.

I’m writing this article as a historical run down of all the important documents, the links, the articles that are very relevant to all that has been done since the very first OPPT filing.  Please share this out with your friends, on your website, social media groups etc….

…. If I’ve missed anything really vital, I will edit to update.

The main sites that have been following, and working with, the OPPT and I UV information are:  and

and there are several regular blog talk radio shows that have focused a lot on everything we have been working on:

Monday night at 8est is The One People radio show
Tuesday night at 8est is The Collective Imagination

A group of amazing people stepped up and worked together to create a web site that kept current articles from the internet about the OPPT and various other topics.  Once the OPPT was retired, they renamed and recreated the site to .  The and the sites are not the official websites of the OPPT trustees or the I UV INchange. This awesome group of volunteers has keep a running list of all the current articles to do with oppt and the I UV, plus an assortment of other stories and news that they find interesting.

There is also an RTS forum and several skype groups that follow everything that has been happening.

… and of course, Caleb’s Project XIII is about to be launched very soon, which will take social networking and mega secure communications to a whole new level.

My friend Oliver Troll  wrote this outline of the DOings of OPPT and the Trustees:

What is it actually that OPPT has made and what was the purpose?
OPPT has done the following:

1: Examined the corrupting financial systems and its links to the legal system and the rule of law, knowingly, willingly and intentionally by the three trustees Caleb Skinner, Hollis Randal Hillner and Heather Ann Tucci-Jarraf on the behalf of us the people.

2: Registered UCC-filings (Uniform Commercial Code)  in order to invalidate the Governments, authorities and companies with The Paradigm Report as a basis.  … They (the UCC Filings)  have to date not been rebutted or disproved, as of the 1st of July, 2013.

3:Created a space for Creative Value Asset Center’s (CVAC) which each individual is so that it cannot be taken from us. This has been done through the documentation that OPPT has registered, we have hereby been liberated from the unconscious slavery system based solely on the monetary. No one has the right to decide on an individual sovereign individual because nobody can show any documents  in which we as individuals (not people) have agreed that we should be subordinate to someone.

4: Taking back our own value by introducing I and Universal Value-INchange. Dissolution of the Foundation hereby also OPPT has now fulfilled its purpose and has been retired! (UCC-filings, however, still stand)

5: Introduce a new value system (that represents the original value system before the current financial system removed vital parts and took away transparency-D) that is linked to our individual value is unlimited.

The following are the links to various documents, filings, and articles that follow the journey of us all to this point.

“The Tidal Wave is Coming” including the Paradigm Report in test and pdf

Official Announcements from The One People’s Public Trust in December 2012 on American Kabuki’s site:

Original interview with Brian, D and Heather:

Transcription of the interview:

OPPT Trustee Bonds

OPPT Declaration Orders

OPPT Commercial Bill UCC Filing

NOTICE: I and UV INchange

Universal Value exchange announcement 1121

A Message from Heather: Almost Every Loan, If Not Every Loan is Fraud…No Loan Was Made


OPPT Definitions

Foreclosed Government Corporations- links

Radio Show Transcripts for 2013

Educational Entertainment for a Snow Day Including:
From Tyranny to Freedom
Meet Your Strawman
The American Dream

Playing with Gold: An Exercise

Courtesy Notice Documents, plus “How to Fill Them Out and Send Them” MP3(s) by Ken Bartle, Scott Bartle, and Chris Hale

Latest versions of the  Courtesy Notice (CN)

Foreclosure Flyer which has each UCC filing # mentioned linked to the actual UCC filings

“What if…”

“Do You Remember?”